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Stone Insurance Blog: 7_2016

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In general, flood insurance is only available through the National Flood Insurance Program (NFIP) run by the Federal Emergency Management Agency (FEMA). A few private insurers offer excess flood insurance. According to FEMA, floods, including inland flooding, flash floods and seasonal storms, occur in every region of the United States and 90 percent of all natural disasters in the U. READ MORE >>

Standard homeowners and renters insurance does not cover flood damage. Flood coverage, however, is available in the form of a separate policy both from the National Flood Insurance Program - NFIP (888-379-9531) and from a few private insurers. READ MORE >>

1. General Liability Insurance: Every business, even if home-based, needs to have liability insurance.  The policy provides both defense and damages if you, your employees or your products or services cause or are alleged to have caused Bodily Injury or Property Damage to a third party. 2. READ MORE >>

Bonnie, the tropical storm that drenched the Carolinas over Memorial Day weekend, did not reach hurricane status. But that storm, and the official start of the 2016 hurricane season on [June 1st], make this a good time for homeowners to check their insurance policies to see what is covered if a big storm hits. READ MORE >>

Like many Americans, you may be planning to have a festive Fourth of July. Along with barbeques and day at the beach, no July holiday celebration would be complete without enjoying the fireworks that celebrate the birth of our nation.   Perhaps you are considering staying at home and planning a get-together with friends and family. READ MORE >>

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