Friday, December 4, 2015Homeowners' insurance isn't a luxury, it's a necessity. In fact, most mortgage companies won't make a loan or finance a residential real estate transaction unless the buyer provides proof of coverage for the full or fair value of the property (most of the time this is the purchase price). READ MORE >>
Friday, November 20, 2015Some insurance companies offer only one type of insurance, while others offer many different types. Insurance buyers often receive a discount if they buy all or many of their insurance policies from the same company. Bundling often presents value to policyholders, but there are times when it does not. READ MORE >>
Friday, October 23, 2015Soon, ghouls, goblins and The Little Mermaid will be at your front door. Are you prepared? We aren’t talking candy-bought, decorations-up prepared. We mean, what happens if Glenda the Good Witch breaks her arm or your house is egged? Are you covered for that? Or will a night of tricks and treats become an expensive horror? READ MORE >>
Friday, October 16, 2015When zombies, Snookies, and Lady Gagas storm your front door this weekend, don’t fear! Your homeowners insurance will protect you from Halloween mishaps. Halloween is all fun and games until a trick-or-treater trips, knocks over your jack-o-lantern, and sets your front porch on fire. READ MORE >>
Friday, October 9, 2015Customers buy insurance to minimize their risk and make them whole should a covered loss occur. What many may not understand is that a number of factors can cause their premiums to skyrocket before a covered peril even occurs. READ MORE >>
Friday, October 2, 2015Despite big storms and wildfires highlighting the need, home inventories are rare, say insurance industry experts. A recent Allstate Insurance survey of Atlanta homeowners found that while than more than 90 percent of homeowners are concerned about protecting their homes, only 41 percent had ever documented or valued their contents. READ MORE >>
Friday, August 28, 2015If you and the guy who wants to steal your television sat down to shoot the breeze, what would you ask him? The chance to pick a burglar’s brain could certainly give you some ideas for home security upgrades, but it’s not a very common opportunity. So, we created some fictional burglar monologues (based on real research). READ MORE >>
Monday, August 17, 2015Owning a home has a lot of perks (goodbye pet policies!). But those perks come with a lot of responsibility. Between daily chores and preventative maintenance, it’s easy to forget a few things. Let’s refresh your memory! Here are seven frequently-forgotten tasks that will help you stay on top of homeownership. READ MORE >>
Friday, April 3, 2015Hooray for taxes! Bet you can’t wait to grab your W2 and dig into that paperwork! Not so much? That’s understandable. Unless you’re a professional accountant, doing your taxes can feel like you’re wandering through a massive corn maze. Except instead of corn, there are a bunch of numbered forms. READ MORE >>
Friday, March 6, 2015There are seven general types of home insurance policies under the industry standard Homeowners 2000 Program, ranging from HO-1 to HO-8 (there is no HO-7) as of 2014. Perils covered under HO-1 policies are very narrow, and they are not sold in all states. READ MORE >>
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